Wanted Urgently: CREDIT RISK OFFICER

A NEWLY ESTABLISHED FINANCE AND LEASING COMPANY IS CURRENTLY RECRUITING FOR THE FOLLOWING POSITION

CREDIT RISK OFFICER:

Main Responsibilities

• Verifies applicants’ information regarding loan application as obtained by the marketers who have direct link with the client.
• Analyses applicants’ financial status, conduct income and property evaluations to determine feasibility of proposed repayment plan.
• Offers alternative recommendations to applicants based on assessment of income status and need.
• Prepares and processes all documentations necessary for all facilities.
• Compiles and maintain a record of Clients’ credit history, corporate financial statements and other financial information.
• Reviews Lease and Finance Agreements to ensure that they are complete and in accordance with the company’s credit policy.
• Arranges a feasible repayment plan based on assessment of the Client’s income status.
• Sets and regularly review credit policies, procedures and standards in conjunction with the Managing Director.
• Gives recommendation for approval facilities based on predetermined limits.
• Prepares Report on the Performance of the Credit portfolio On Weekly and monthly basis
• Any other duties as may be delegated by the Managing Director
• Credit appraisal/verification is expected to be concluded within 24hrs
• Reports to the Managing Director.

Requirements

• First degree in any numerate discipline
• Up to 4 years experience in a financial institution;
• Must have 2 – 3 years cognate experience in credit management.
• Good knowledge of Microsoft Office packages.

Send your resume to [email protected]
Application closes by 5pm on Tuesday, 27th March 2012.