Wanted urgently Credit Risk Officer
A NEWLY ESTABLISHED FINANCE AND LEASING COMPANY IS CURRENTLY RECRUITING FOR THE FOLLOWING POSITION
| CREDIT RISK OFFICER: |
Main Responsibilities
- Verifies applicants’ information regarding loan application as obtained by the marketers who have direct link with the client.
- Analyses applicants’ financial status, conduct income and property evaluations to determine feasibility of proposed repayment plan.
- Offers alternative recommendations to applicants based on assessment of income status and need.
- Prepares and processes all documentations necessary for all facilities.
- Compiles and maintain a record of Clients’ credit history, corporate financial statements and other financial information.
- Reviews Lease and Finance Agreements to ensure that they are complete and in accordance with the company’s credit policy.
- Arranges a feasible repayment plan based on assessment of the Client’s income status.
- Sets and regularly review credit policies, procedures and standards in conjunction with the Managing Director.
- Gives recommendation for approval facilities based on predetermined limits.
- Prepares Report on the Performance of the Credit portfolio On Weekly and monthly basis
- Any other duties as may be delegated by the Managing Director
- Credit appraisal/verification is expected to be concluded within 24hrs
- Reports to the Managing Director.
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| Requirements |
- First degree in any numerate discipline
- Up to 4 years experience in a financial institution;
- Must have 2 – 3 years cognate experience in credit management.
- Good knowledge of Microsoft Office packages.
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Send your resume to [email protected]
Application closes by 5pm on Tuesday, 27th March 2012.
