Credit Risk Management Officer, Commercial at STANBIC BANK Nigeria (Lagos)

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Credit Risk Management Officer, Commercial: https://careers.peopleclick.com/care...caleCode=en-us

Job ID: 9566
Division: Group Risk Management
Position Category: Credit Risk

Effective risk management is fundamental to the business activities of the Standard Bank Group (group). While we remain committed to increasing shareholder value by developing and growing our business within our broad determined risk appetite, we are mindful of achieving this objective in line with the interests of all stakeholders.

Required Skills and Qualifications

Knowledge

• Thorough working knowledge of the operating system and its related procedures, for analysing the account behaviour of clients, identifying trends or shift in credit risk profiles and the management of excesses.
• Credit management experience
• Good understanding of credit policies & processes.

Experience

• Graduate with a minimum of one year experience preferably in banking.

Required Competencies

• Excellent oral & written communication skills. Correspondence to be articulated in a logical and well-structured manner. Must be able to convey facts, ideas and opinions clearly.
• Socially sensitive; Understand internal / external customers and adapt social behaviour accordingly.
• Proficiency in the use of MS Office Suite especially MS Excel.
• Analytical skills with ability to analyze large data.
• Attention to detail. Thorough, particular and accurate in nature.
• Initiative. Identification of possible outcomes and taking preventative measures.
• Resilience. Ability to stand ground when being challenged.
• Integrity. Maintaining a high level of trust.
• Good organizational skills to achieve required work flow.
• People management skills and great team player.
• Methodical; Must be able to prioritize and organize.

Closing Date : Nov 8 2012

We are an equal opportunities employer and are totally opposed to discrimination in any form. It is our policy to provide equal employment opportunities for all employees regardless of race, sex, colour, nationality, national or ethnic origin, sexual orientation, marital / partnership status, religion, age or disability.

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